Terms of Service

Please read these terms carefully before using Networthlee. By accessing or using our service, you agree to be bound by these terms.

1. Acceptance of Terms

By accessing or using Networthlee (Service, Platform, Application), you agree to be bound by these Terms of Service (Terms). If you do not agree to these Terms, do not use our Service.

These Terms constitute a legally binding agreement between you and Networthlee (Company, we, us, our). Your access to and use of the Service is conditioned on your acceptance of and compliance with these Terms.

2. Service Description

Networthlee is a comprehensive wealth tracking platform that allows users to monitor and analyze their financial portfolios, including but not limited to:

  • Cryptocurrency holdings and investments
  • Real estate properties and valuations
  • Stock and ETF portfolios
  • Business assets and equity stakes
  • Luxury assets and collectibles
  • Savings accounts and certificates of deposit
  • Cashflow management and tracking

The Service provides analytics, reporting, and visualization tools to help users understand and manage their financial position. We do not provide financial advice, investment recommendations, or tax guidance.

3. Eligibility

To use our Service, you must:

  • Be at least 18 years of age or the age of majority in your jurisdiction
  • Have the legal capacity to enter into a binding agreement
  • Not be prohibited from using the Service under applicable law
  • Provide accurate and complete information during registration

By using the Service, you represent and warrant that you meet these eligibility requirements.

4. User Accounts

Account Creation

To access certain features of the Service, you must create an account. You agree to provide accurate, current, and complete information during registration and to update such information to keep it accurate, current, and complete.

Account Security

You are responsible for safeguarding your account credentials and for all activities that occur under your account. You must:

  • Choose a strong, unique password
  • Keep your login credentials confidential
  • Notify us immediately of any unauthorized use of your account
  • Log out of your account at the end of each session

Account Responsibility

We are not liable for any loss or damage arising from your failure to maintain account security. You acknowledge that you are solely responsible for all activities conducted through your account.

5. User Conduct

When using our Service, you agree not to:

  • Use the Service for any unlawful purpose or in violation of applicable laws
  • Attempt to gain unauthorized access to our systems or other users' accounts
  • Upload, transmit, or distribute any malicious code, viruses, or harmful content
  • Engage in any activity that could damage, disable, or impair the Service
  • Use automated systems or bots to access the Service
  • Attempt to reverse engineer, decompile, or disassemble any part of the Service
  • Violate the intellectual property rights of others
  • Harass, abuse, or harm other users
  • Use the Service to store or transmit illegal content
  • Attempt to circumvent any security measures or usage restrictions

We reserve the right to suspend or terminate your account if you violate these conduct rules.

6. Financial Data

Data Accuracy

You are responsible for the accuracy and completeness of all financial data you enter into the Service. While we strive to provide accurate calculations and analysis, we cannot guarantee the accuracy of any information derived from your input data.

Third-Party Data

Our Service may integrate with third-party financial data providers to retrieve market prices and other financial information. We do not guarantee the accuracy, completeness, or timeliness of such third-party data.

No Financial Advice

The Service is for informational purposes only and does not constitute financial, investment, tax, or legal advice. You should consult with qualified professionals before making financial decisions based on information from our Service.

7. Privacy & Security

Our collection and use of your personal and financial information is governed by our Privacy Policy, which is incorporated into these Terms by reference. By using the Service, you consent to the collection and use of your information as described in our Privacy Policy.

Security Measures

We implement industry-standard security measures to protect your data, including encryption, secure data transmission, and regular security audits. However, no system is completely secure, and we cannot guarantee absolute security of your information.

Data Breach Notification

In the event of a data breach that affects your personal information, we will notify you and relevant authorities as required by applicable law, typically within 72 hours of discovery.

8. Subscription & Billing

Subscription Plans

We offer various subscription plans with different features and limitations. Your subscription terms, including pricing and features, are described on our pricing page and in your account settings.

Billing and Payment

Subscription fees are billed in advance on a recurring basis (monthly or annually, depending on your plan). You authorize us to charge your designated payment method for all applicable fees. All fees are non-refundable unless otherwise specified.

Cancellation

You may cancel your subscription at any time through your account settings. Cancellation will be effective at the end of your current billing period. You will continue to have access to paid features until the end of your billing period.

Price Changes

We may modify subscription fees with at least 30 days' notice. Continued use of the Service after a price change constitutes acceptance of the new fees.

9. Intellectual Property

Our Rights

The Service, including all content, features, functionality, and technology, is owned by Networthlee and is protected by copyright, trademark, and other intellectual property laws. You may not copy, modify, distribute, or create derivative works based on our intellectual property.

Your Rights

Subject to these Terms, we grant you a limited, non-exclusive, non-transferable license to access and use the Service for your personal, non-commercial use. This license does not include any right to resell or make commercial use of the Service.

User Content

You retain ownership of any financial data or content you upload to the Service. By uploading content, you grant us a limited license to use, store, and process your content solely for the purpose of providing the Service to you.

10. Termination

Termination by You

You may terminate your account at any time by following the instructions in your account settings or by contacting us. Upon termination, you will lose access to your account and all associated data.

Termination by Us

We may suspend or terminate your account immediately, with or without notice, for any violation of these Terms or for any other reason at our sole discretion.

Effect of Termination

Upon termination, your right to access and use the Service will cease immediately. We may, but are not obligated to, delete your account data. Provisions that by their nature should survive termination will remain in effect.

11. Disclaimers

THE SERVICE IS PROVIDED ON AN 'AS IS' AND 'AS AVAILABLE' BASIS. TO THE FULLEST EXTENT PERMITTED BY LAW, WE DISCLAIM ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT. WE DO NOT WARRANT THAT THE SERVICE WILL BE UNINTERRUPTED, ERROR-FREE, OR COMPLETELY SECURE.

12. Limitation of Liability

TO THE FULLEST EXTENT PERMITTED BY LAW, NETWORTHLEE SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, INCLUDING LOSS OF PROFITS, DATA, OR USE, ARISING OUT OF OR RELATING TO YOUR USE OF THE SERVICE, REGARDLESS OF THE THEORY OF LIABILITY AND EVEN IF WE HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

13. Indemnification

You agree to indemnify, defend, and hold harmless Networthlee and its officers, directors, employees, and agents from and against any claims, liabilities, damages, losses, and expenses arising out of or relating to your use of the Service, your violation of these Terms, or your violation of any rights of another.

14. Changes to Terms

We may modify these Terms from time to time. We will notify you of material changes by posting the updated Terms on our website and updating the 'Last updated' date. Your continued use of the Service after such changes constitutes acceptance of the modified Terms.

15. Governing Law

These Terms are governed by and construed in accordance with the laws of Germany. Any disputes arising under these Terms shall be subject to the exclusive jurisdiction of the German courts, specifically the courts of Schleswig-Holstein.

16. Contact Information

If you have any questions about these Terms, please contact us:

  • Email: legal@networthlee.com

For general support inquiries, please visit our support center or email support@networthlee.com.